3.6% <$106,800 12.4% Copyright © 2009 AmeriCareToday 8.8% Member owned Community investment pods (CIPs) – Same as an existing community credit union – Every county/parish in the U.S. will have one The millions of average working Americans who receive a social security check subject to social security taxes today, will have a new Individual Community Investment Retirement Account (ICIRA) that they own tomorrow, funded by the social security tax money that used to go from their paychecks to the social security trust fund COMMUNITY INVESTMENT POD C. I. P. JOIN ACT TODAY & HELP US CREATE YOUR NEW RETIREMENT ACCOUNT