31 Years Real Estate Experience $890,000 The Realty Connection Inc Brokerage 905.567.1411 416.562.8334 jlozinski7751@rogers.com www.joannelozinski.com sales representative) not intended to solicit sellers or buyers under contract with a real estate broker

Let Me Tell You How I Work! My Services Include: Preliminary Walk-Thru. Comprehensive Market Evaluation. Assist With Home Preparation. Pre- Home Inspection. (if necessary) Professional High Resolution Photography. Professional Brochures & CD’s Personal Property Website Internet Exposure. Direct Marketing. Open House/Follow Up. Offer Negotiations. Thinking of Making a Move?

1. Preliminary Walk-Through. 2. Determine Price Point. 3. Prepare Documents. 4. Pre-Inspection. 5. Staging. 6. Virtual Tours and High Resolution Photography. 7. Feature Sheet, CD’s, Flyers. 8. MLS Listing/ Open Houses/Internet/Signage. 9. Follow-Up. 10.Weekly Consultation, Evaluation, Revisions.. 10 Step Process

Preliminary Walk-Through Repaired.. Updated.. Removed.. Cleaned.. Painted etc.. Assess What Needs To Be…

Clean!  Clean!  Shampoo carpets; mop & shine floors, wash walls , windows, blinds, drapes & light fixtures.  Kitchen and Bathrooms: These rooms should sparkle.  Clear off counter tops and refrigerators.  Clean the stove, microwave & fridge. Maximize the available counter space. Re-caulk tub and remove mineral water deposits and grime from shower walls & glass. Primary Storage Areas:  De-clutter. Repairs: Identify and repair dripping faucets, sticking or creaking doors and other unseen repairs.  You will most likely have a professional home inspection when you receive an offer so fix it now .  Closets: Clean out closets.  Dispose of old clothing or shoes & organize your apparel. Furniture: The less furniture, the larger a room will appear. Light Appearance: As a rule, do everything to lighten the appearance of the home.  Open the window blinds, open the drapes and use light colors if painting.  Repaint if necessary.

The House: Take a close look as you walk the property.  Clean anything that looks unkempt &repair or replace anything that looks loose, rusted or broken.  Replace a tired looking mail box; clean the exterior light fixtures & wash the windows.  Try to spot hanging or rusty gutters, loose shingles or shutters. Exterior: Walk the property with a pad and pencil.  List anything that you think is less than satisfactory.   You can review the list afterwards to determine what you can and cannot repair. The Yard: Remove all weeds; trim the trees and shrubs . Mend the fence; fix the latch. Pick up all yard litter.  Consider a professional lawn care service if necessary. Outdoor Furniture: Examine and spot paint your furniture.  If it’s rusty or not repairable consider disposing of the pieces. Front Entrance: It’s the first thing your prospective buyers will see. Spruce it up.  If the front door is faded this is a great time to repaint or wash it.  The front entrance should sparkle. The Garage: The time has come.  A good rule of thumb is discarding virtually everything in the garage that hasn’t been used for a year.  Wash it down, mop the garage floor. If necessary consider renting short term storage. It is cost effective & could add hundreds or even thousands of dollars to your selling price.

Along with location and condition, the pricing of a house is a major component of why a house will--or will not--sell quickly. CMA Compare similar homes which have recently sold in the area. Compare similar homes which are currently active in the area. Pricing your home within the guidelines of market value = a quick sale for maximum dollar. SOLD IN 3 DAYS 100% ASKING PRICE SOLD IN 2 DAYS 102% ASKING PRICE SOLD IN 1 DAY 100% ASKING PRICE Pricing PRICED RIGHT PRICED RIGHT PRICED RIGHT

Document Verification & Preparation Mortgage Balance Verification. Additional Mortgages, Credit Lines, Liens, Judgements. Current Property Taxes (Tax Bill) Condo’s: Fees, Parking, Locker, Special Assessments, Order Status Certificate. Survey. Rental Contracts (furnace, alarm systems). Receipts for Repairs/Upgrades/Improvements. Inclusions/Exclusions. Pre-Approval for Next Purchase. Marketing Contract..

Pre-inspection may be done to determine if any major issues might arise once the property is sold and subject to a home inspection. This gives you the opportunity to remedy any deficiencies that might arise.. If your property has aluminum wiring you should obtain an ESA (Electrical Safety Authority) report. Most insurance companies will request this certification in order to insure the property for the new buyer. Pre-Inspection

Every home seller would like their property to sell quickly and for top dollar.! Preparing your home for sale is a little like designing a stage for a play. Staging sets the scene throughout the house to create immediate buyer interest in your property. Staging

Before After Dated carpeting removed to expose beautiful hardwood floors. Freshly painted. Furniture re-arranged; clutter removed. Soft lighting added Sold in 24 Hours Before & After

Now that your house is ready we need to expose it to the market. The key is to get the most buyers through the property as quickly as possible! Statistics show… homes which generate the most activity during the first week of showing usually achieve the maximum price due to high buyer interest. Marketing and Exposure

Virtual Tour

High Resolution Digital Photography

Direct Marketing

torontomls.net personal website joannelozinski.com torontomls.net realtor.ca joannelozinski.com kijiji.ca propertytours.info/your address hometrader.ca youtube.com torontopropertyrealtor.com onekit.ca homenews.ca realtor.ca

Area Amenities Personal Property Website

High Resolution Digital Photography

Follow-Up

Review of the Weeks Activities & Feedback Weekly Consultation, Evaluations and Revisions

A Few Great Memories....

SOLD Listed & or Sold by Joanne

Hollywood Movie House “Pushing Tin” SOLD Listed & or Sold by Joanne

SOLD Listed & or Sold by Joanne

Listed & or Sold by Joanne SOLD

Movie House “Pushing Tin” SOLD Listed & or Sold by Joanne

June 2006 Charity Dinner With The Mayor

2005

Closing costs selling

Brokerage Fees: % of the sale price of the home payable to the Listing Broker upon successful completion for procuring an acceptable agreement of purchase and sale. Legal Fees: Sale: To ensure all mortgages and liens are discharged on closing. Moving Expenses: Movers, possible storage accommodations, change of address notification. Service Fees are Subject to HST Associated Costs (Selling)

Closing costs buying

Home Inspection House Insurance Legal Fees . You need a lawyer to ensure you are receiving clear title to the property that you are purchasing. Mortgage Appraisal/ Insurance Premiums If you are buying with 20% of the purchase price or more the lending institution will usually charge an appraisal fee. If you are buying with less than 20% down payment the mortgage must be insured . *Insured portion of the mortgage is subject to PST*. Associated Costs (Buying) continued….

Associated Costs (Buying) Title Insurance Title insurance is a policy of insurance that provides coverage for the title related risks. Check with your lawyer. Documents Disbursements, mortgage document preparation, searches, registrations. Land Transfer Tax (see next Page)

Land transfer tax is a provincial tax payable on the purchase of a home. This tax is paid by the Buyer and is calculated according to the sale price as follows: First time home buyers of new AND re-sale homes will receive a rebate of the Toronto land transfer tax of up to $3,725 (equivalent to the Toronto land transfer tax payable on a $400,000 property). Note (Provincial Land Transfer Tax): First time home buyers of newly constructed and resale homes (only resale homes where agreements of purchase and sale were signed after December 13, 2007) are eligible for a rebate of the provincial land transfer tax (PLTT) up to $2,000 (equivalent to the provincial land transfer tax payable on a $227,500 property). First Time Buyers may also be eligible for the Home Buyers Tax Credit up to $750.00 (Check with your accountant) $55,000 - $250,000 … price x 1 % less $ 275 $250,001 - $400,000 …price x 1.5% less $1,525 Over $400,000 ……… price x 2 % less $3,525 ONTARIO LAND TRANSFER TAX TORONTO LAND TRANSFER TAX ONLY properties purchased in the City of Toronto *First time homebuyers are exempt on the first $400,000* $55,000-$399,999… price x 1% less $ 275 Over $400,000… price x 2% less $4,275 Land Transfer Tax (On Real Estate PURCHASES ONLY) Calculator

IS the relationship an agent has with his/her client/customer. Sub-Agent works with the Buyer but for the Seller.  Buyer-Agent works with the Buyer and for the Buyer.  Dual-Agent works for neither the Seller nor the Buyer. This situation would arise when the Buyer and Seller Agent are the same real estate firm.   All Sellers & Buyers have the right to representation. *Agency Relationships must be disclosed to all parties involved.* Agency

It is important to be aware of the new federal law regarding selling/buying property in Canada On June 23, 2008, new federal money laundering and anti-terrorist financing regulations came into effect that require real estate agents and brokers to collect personal identification information from buyers and sellers. For further details please feel to visit my website to view video> www.joannelozinski.com FINTRAC

CALL ME TODAY!! Accredited Staging Professional Serving My Clients Since 1980 Joanne Lozinski sales rep The Realty Connection Inc. Brokerage 416-562-8334 or 905-567-1411 jlozinski7751@rogers.com www.joannelozinski.com

Calculate Land Transfer Tax View Fintrac Video MLS Mississauga Toronto Brampton Oakville Milton Joanne Lozinski >If purchasing< Helpful Resources THANK YOU