31 Years Real Estate Experience $890,000 The Realty Connection Inc Brokerage 905.567.1411 416.562.8334 jlozinski7751@rogers.com www.joannelozinski.com sales representative)

Let Me Tell You How I Work! My Services Include: Preliminary Walk-Thru. Comprehensive Market Evaluation. Assist With Home Preparation. Pre- Home Inspection. (if necessary) Professional High Resolution Photography. Professional Brochures & CD’s Personal Property Website Internet Exposure. Direct Marketing. Open House/Follow Up. Offer Negotiations. Thinking of Making a Move?

Preliminary Walk Through. 2. Determine Price Point. 3. Prepare Documents. 4. Pre-Inspection. 5. Staging. . 10 Step Process 6. Virtual Tours and High Resolution Photography. 7. Feature Sheet, CD’s, Flyers. 8. MLS Listing/ Open Houses/Internet/Signage. 9. Follow-Up. 10.Weekly Consultation, Evaluation, Revisions

Preliminary Walk-Through Assess What Needs To Be: Repaired Updated Removed Cleaned Painted etc..

Along with location and condition, the pricing of a house is a major component of why a house will or will not sell quickly. In order to establish a realistic asking price we prepare a CMA which gives us a comparison of similar properties in the same general area that compares actual SOLD prices. Beware of marketing your home with a realtor simply because he/she gives you a price you want to hear. . SOLD IN 3 DAYS 100% ASKING PRICE SOLD IN 2 DAYS 102% ASKING PRICE SOLD IN 1 DAY 100% ASKING PRICE Pricing PRICED RIGHT PRICED RIGHT PRICED RIGHT

Mortgage Balance Verification. Additional Mortgages, Credit Lines, Liens, Judgements. Current Property Taxes. Maintenance Fees, Parking, Locker, Special Assessments (if condo). Survey. Rental Contracts (furnace, alarm systems). Receipts for Repairs/Upgrades/Improvements. Inclusions/Exclusions. Pre-Approval for Next Purchase. Marketing Contract.. Document Verification & Preparation

As part of my service I may recommend a pre-inspection, if necessary be done on the property to determine if any major issues might arise once the property is sold and subject to a home inspection by the potential buyer. If your property has aluminum wiring you should obtain an ESA (Electrical Safety Authority) report. Most insurance companies will request this certification in order to insure the property for the new buyer. Pre-Inspection

Preparing your home for sale is a little like designing a stage for a play. Staging sets the scene throughout the house to create immediate buyer interest in your property. I’ll assist you in highlighting your homes features & showcasing your property! Staging

Before After Dated carpeting removed to expose beautiful hardwood. Furniture re-arranged; clutter removed. Soft lighting added. Freshly painted. Sold after 1st showing!! Before & After

Now that your house is set to go we need to expose it to the market. The key is to get the most buyers through the property as quickly as possible! Statistics show that homes which attract the most activity during the first week of showing usually achieve the highest price due to several interested prospects!! Marketing and Exposure

Virtual Tour

High Resolution Digital Photography

Direct Marketing

torontomls.net realtor.ca kijiji.ca facebook.com storefront exposure youtube.com realtyconnectioninc.com joannelozinski.com

Area Amenities Personal Property Website

High Resolution Digital Photography

Follow-Up

Review of the Weeks Activities & Feedback Weekly Consultation, Evaluations and Revisions

A Few Great Memories....

SOLD Listed & or Sold by Joanne

Hollywood Movie House “Pushing Tin” SOLD Listed & or Sold by Joanne

SOLD Listed & or Sold by Joanne

SOLD Listed & or Sold by Joanne

Movie House “Pushing Tin” SOLD Listed & or Sold by Joanne

June 2006 Charity Dinner With The Mayor

2005

Brokerage Fees: % of the sale price of the home payable to the Listing Broker upon successful completion for procuring an acceptable agreement of purchase and sale. Legal Fees: Sale: To ensure all mortgages and liens are discharged on closing. Moving Expenses: Movers, possible storage facilities, change of address notification. Service Fees are Subject to HST Associated Costs (Selling)

Home Inspection House Insurance Legal Fees . You need a lawyer to ensure you are receiving clear title to the property that you are purchasing. Mortgage Appraisal/ Insurance Premiums If you are buying with 20% of the purchase price or more the lending institution will usually charge an appraisal fee. If you are buying with less than 20% down payment the mortgage must be insured . *Insured portion of the mortgage is subject to PS.T*. Associated Costs (Buying)

Title Insurance Title insurance is a policy of insurance that provides coverage for the title related risks associated with real estate transactions. It is designed to cover the unpredictable or undetectable issues such as forgery, fraud, missing heirs, etc. that can affect rights of ownership. Because it is insurance, a title insurance policy moves the risk associated with title from the home buyer, the lending institution or the lawyer, to the title insurer. Documents Disbursements, mortgage document preparation, searches, registrations. Land Transfer Tax (see next Page) Associated Costs (Buying)

Land transfer tax is a provincial tax payable on the purchase of a home. This tax is paid by the Buyer and is calculated according to the sale price as follows: First time home buyers of new AND re-sale homes will receive a rebate of the Toronto land transfer tax of up to $3,725 (equivalent to the Toronto land transfer tax payable on a $400,000 property). Note (Provincial Land Transfer Tax): First time home buyers of newly constructed and resale homes (only resale homes where agreements of purchase and sale were signed after December 13, 2007) are eligible for a rebate of the provincial land transfer tax (PLTT) up to $2,000 (equivalent to the provincial land transfer tax payable on a $227,500 property). $55,000 - $250,000 … price x 1 % less $ 275 $250,001 - $400,000 …price x 1.5% less $1,525 Over $400,000 ……… price x 2 % less $3,525 ONTARIO LAND TRANSFER TAX TORONTO LAND TRANSFER TAX ONLY properties purchased in the City of Toronto *First time homebuyers are exempt on the first $400,000* $55,000-$399,999… price x 1% less $ 275 Over $400,000… price x 2% less $4,275 Land Transfer Tax On Real Estate PURCHASES ONLY

IS the relationship an agent has with his/her client/customer. Sub-Agent works with the Buyer but for the Seller.  Buyer-Agent works with the Buyer and for the Buyer.  Dual-Agent works for neither the Seller nor the Buyer. This situation would arise when the Buyer and Seller Agent are the same real estate firm.   All Sellers & Buyers have the right to representation. *Agency Relationships must be disclosed to all parties involved.* Agency

It is important to be aware of the new federal law regarding selling/buying property in Canada. On June 23, 2008, new federal money laundering and anti-terrorist financing regulations came into effect that require real estate agents and brokers to collect personal identification information from buyers and sellers. FINTRAC

CALL ME TODAY!! Joanne Lozinski sales rep The Realty Connection Inc. Brokerage 416-562-8334 or 905-567-1411 jlozinski7751@rogers.com www.joannelozinski.com Accredited Staging Professional Serving My Clients Since 1980

Calculate Land Transfer Tax MLS Mississauga Toronto Brampton Oakville Milton Halton Joanne Lozinski >If purchasing< Helpful Resources

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