Even if you have a full time job and a regular paycheck, sometimes you can’t escape difficult financial situations. Often we find ourselves calling our reliable loan lenders or maxing out our credit card limit just to get through our day-to-day needs like food, bills payment, rentals, etc. While loans and credit cards offer financial convenience, our free and knowledgeable budget planner encourages us to veer away from them as much as possible because they’re the easiest way to ruin our credit score. Good thing if you always pay your bills on time but what happens if another difficult situation comes and you have no choice but to delay payment? The consequence – your debts starts to pile up. So live a simple life and do your best to save up as much as you can. Our finance experts shares with us one brilliant way to lessen daily expenses – by opting to rent and instead of buy. In our everyday life, we need and want a lot of items that are better rented than bought. Doing so greatly saves us a lot of cash. Here are 5 things you can consider renting.

Designer dresses. Need a designer dress for a formal event like graduation, wedding, etc? While yes, it would be a good idea to have your own gown custom-made; this option can be very expensive. It’s not practical spending hundreds of dollars on a dress that you will only wear once or several times in your entire lifetime. Instead of buying, why not rent? You can keep a nice and unique designer dress for a week for the price of $60. Big powerful tools. Yes, a set of basic tools would be handy. However, buying huge tools like does not always come out as practical, especially if you won’t even be able to use them every week.

Textbooks. Aside from tuition fees, parents also complain about the whopping rates of textbooks in schools. Studies have proved that public school students spend around $1,168 for a four-year course – every year. If you want to spend less, you can borrow textbooks from upper classmen. You can also check out websites like www.campusbookrentals.com. This site is especially dedicated to students who want to rent out their books and those who are looking for books to rent. Bike. Unless you’re an avid cyclist, it’s not practical to purchase a bike which you will only use twice a month. Take advantage of sites like www.rentabikenow.com which rents out bicycles to interested individuals for a minimal rental fee.

Camping gear. It’s not practical to buy a complete camping gear if you only camp put for recreational services occasionally. A tent alone can be really expensive. If you’re taking the family outdoors, try renting the gears instead. Save money and avoid resorting to loans or maxing out your credit cards all the time. If you’re having a hard time budgeting your finances, you might want to consider seeking help from a household and personal budgeting expert. They can give you sound advice and hopefully, help you ease through difficult financial situations.